Affordable insurance coverage from the name you trust.

Harley-Davidson® Insurance is quality, affordable motorcycle insurance, backed by quality service and support. A wide range of coverage options are available, designed with the unique concerns of motorcycle riders in mind. Our licensed agents know H-D® motorcycles and will help tailor a policy to your needs with fast, accurate quoting to get you immediate coverage and onto the road. 



3bb3f8f554fa4294ec5760566cba0922_a30c0eaace6a1474.pngCoverages for a variety of motorcycle types
f74173633e08aca6c1fe0a1bb8f196d1_ce54264ece854054.png$1,000 optional equipment included1

Money-saving discounts available

87f6f8d64f387c2986d45594972028ed_b22815520f8a9b82.pngH-D® genuine parts + accessories replaced with h-d® genuine parts for all repairs
9d483da563b440b7c7385c348a31c40e_84fe2b4c8a05ec1e.pngBodily injury liability

Bike replacement cost

c2af13eb153c2dc27da30f37ef8caa6f_3b604a8459b6b019.pngCollision coverage
43f60c6824642d2ed481c36807a5f201_cbb6894ac8510cf1.pngComprehensive coverage
d9377ef611ca60b0a6a2fc4b8542754b_2fb7cfbe6fcba400.pngGuest passenger liability
c00d4be3ad70a2b8578d24dccbdbc775_daaebc6c4ae7b600.pngMedical expense coverage
ce2ff81c65ee826daef42660acf874c4_5717e06bf8c96dc4.pngOptional equipment coverage
084a0574ca6e219b085b83f060473dfa_9d5cbd6067f363dc.pngOptional equipment replacement cost
509fcc7a75466b117fd7b8e53be57fbe_5661cba4694c3929.pngRoadside assistance
3801d26e9dec056d21c32bbf72511940_324bd5b057363133.pngUninsured motorist bodily injury
0a872622c1b5b1e35042262d2779ba45_aa6c702ef981cf82.pngUnderinsured motorist bodily injury
a7ec4bdb5a3385bd5209f52273547854_4fa0da93123b0230.pngVacation rental coverage


Coverages that make a difference

With H-D™ Insurance, you can choose from a wide range of coverages to find the best policy and the very best protection available for your motorcycle. 

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You can save in multiple ways

Harley-Davidson Insurance Services provides the best motorcycle insurance for your ride, and oers a wide range of money-saving discounts on our already competitive rates.

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Bundled protection

590879e38535afdb7335796faf8a0cc9_e6fe3d5c87b64794.pngClaim-free renewal

Experienced rider

94290dcb2cf66d16d752bac621065aee_28c5ba6b2e399ca9.pngH-D™ Riding Academy

H.O.G.® member


Home ownership


Military and law enforcement


New bike

ce7d08b245fb6dba9758f284064310b1_2183bf8e4ec9dd00.pngPrompt payer


Never miss a minute on the open road

H-D™ Insurance offers optional Rental Reimbursement Coverage and Vacation Rental Coverage in its policies so you’ll never be without a ride! And don’t forget that rider groups, including Club EagleRider members and H.O.G.® members, receive a discount on their H-D™ Insurance.3

Rental reimbursement coverage

Vacation rental coverage

The exclusive U.S. provider of rentals and tours for Harley-Davidson Motor Company

Get your motorcycle insurance from the people that know motorcycles.

We’re ready to ride—are you?

Visit or call 866.801.9186 for a quote today!

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Motorcycle insurance FAQs

You've got questions, we've got answers!

Visit for more details, history, and contact resources, or call 866.801.9186 to get a quote from a licensed agent. 

Please contact Harley-Davidson Insurance Services first. Their H-D™ Insurance motorcycle claims specialists are standing by to facilitate a seamless claims process and assist with everything from roadside assistance to scheduling repairs. You can file a claim online or call the H-D™ Insurance Claims Hotline at 800.242.2464. They will provide instructions as to when to come into the dealership.

You can pay by phone by calling Harley-Davidson Insurance Services at 800.242.2464, or online by using their secure site.

There sure are! See our general FAQs, or you can learn even more by reviewing our coverage FAQs or discounts FAQs

84dc79aec8b6e0e8d80a6dda41389444_5efb451287c172fb.pngAmount may vary by state; contact Harley-Davidson Insurance for details. 2 Coverages and requirements vary by state. See your policy for complete coverage details. 3 Not available in CA, NY or TN. Limit one Rider Group Discount per policy. Quote provided through Harley-Davidson Insurance Services, Inc., a Nevada domiciled insurance agency (NV#5597). Harley-Davidson Insurance Services insurance products are underwriœen, and claims are handled, by a member of the Sentry Insurance Group, Stevens Point, WI. Policies, coverages, benefits, and discounts are not available in all states. See policy for complete coverage details. ©2021 H-D, all rights reserved. Harley-Davidson, H-D, HD, Harley, the Bar & Shield logo, Harley Chrome and MotorClothes are among the trademarks of H-D U.S.A., LLC.